Goals
At Obvio Solutions, we believe surcharging is shaping the future of payments in Canada — and every business requires a different approach. That’s why we’re not locked into one provider or one way of doing things.
Every business operates differently — which is why we offer flexible payment models designed to fit your goals, transaction volume, and customer experience.
Our approach is simple: help you choose the right solution for your business today — with the flexibility to adapt as you grow.
Obvio Standard offers a traditional payment structure with modern technology — with the flexibility to transition into surcharging as your business evolves.
With Obvio Standard, you have options.
Our goal is simple: help merchants choose the solution that fits their business today — while keeping choice open for tomorrow.
A traditional payment processing setup designed for businesses that prefer Cost+ pricing structure — powered by the same modern payment technology.
Obvio Standard is often chosen by businesses that:
All Obvio solutions are built on transparency and flexibility — the difference is simply how credit card fees are handled.
Whichever pricing structure you choose, you’ll have access to modern payment systems designed for speed, reliability, and ease of use.
Advanced Android smart terminal (WiFi / 4G) with a large touchscreen and enhanced app capabilities.
Android smart terminal (WiFi / 4G) built for versatile use across mobile and countertop environments.
Countertop terminal (Ethernet) designed for fast, stable, high-volume checkout.
Android smart terminal (WiFi / 4G) designed for mobile payments and pay-at-table flexibility.
Android smart countertop terminal (Ethernet / WiFi) designed for fast, reliable checkout in compact retail environments.
The difference between COST+ and SURCHARGING simply comes down to how credit card fees are handled.
| Feature | Obvio Standard | Obvio Surcharging |
|---|---|---|
| Ideal For | Merchants under $15K monthly | Merchants over $15K monthly |
| Card Fees | Merchant pays | Passed to cardholder |
| Equipment | Newland, Ingenico, PAX | Clover devices |
| Contracts | Month-to-month | Flexible (trial or term) |
| Funding | Next-morning | Next-morning |
| Upgrade Option | Anytime | N/A |
Some merchants start with Cost+ and later transition to SURCHARGING as their business grows or as they become more comfortable with the model.
Because Obvio isn’t locked into one processing structure, upgrading is simple.
Tell us your priority — we’ll match you with the right Obvio solution.
Perfect for smaller volumes or merchants who prefer to stay agile.
We’ll match or beat your current rates — no hard commitments.
I want predictable, consistent pricing.
Choose a stable rate structure designed for clarity and long-term cost consistency.
I want to reduce or offset my credit card processing costs.
Explore a compliant solution that allows you to offset credit card fees while maintaining a smooth customer experience.
I’m looking for modern, reliable payment terminals.
Explore mobile, countertop, and smart terminal options designed to fit your business.
